Introducing ILP Payment System

Seamless Fiat-Crypto Settlements with Interledger Protocol

Connect traditional finance and cryptocurrency networks with our ILP settlement system. Real-time cross-border payments with lower fees and reduced fraud risk.

ILP
Fiat
Crypto
Banks
DeFi
Benefits

Key Benefits of Fiat-Crypto ILP Settlement

Our ILP settlement system offers significant advantages over traditional payment networks

Real-time Cross-border Settlements

No need for SWIFT or banking delays. Settle payments instantly across borders.

Lower Transaction Costs

Avoid high card network and bank fees with our efficient settlement system.

Access to DeFi

Merchants can settle in stablecoins or native crypto assets, accessing decentralized finance.

Reduced Fraud Risk

Crypto transactions are irreversible, preventing chargeback fraud common in traditional payments.

Multi-asset Interoperability

ILP allows seamless transitions between fiat, crypto, and digital wallets.

Global Accessibility

Connect with financial institutions worldwide through our ILP network.

Process

How It Works in a Real-World Scenario

Our ILP settlement system bridges traditional finance and cryptocurrency networks

1

User Makes a Purchase

Pays with fiat (bank transfer, card, PayPal) or crypto (BTC, ETH, USDT).

2

ILP Routes the Transaction

Connectors validate and facilitate atomic settlement across different ledgers.

3

Crypto Conversion (if needed)

Fiat is converted into crypto (or vice versa) at the best available rate.

4

Merchant Receives Settlement

Either in crypto (immediate) or fiat (bank processing time applies).

User Payment
ILP
Merchant Settlement
Technology

What is an ILP Connector?

An ILP (Interledger Protocol) Connector is an intermediary node that facilitates transactions between different ledgers

Bank Account
Crypto Wallet
Mobile Money
Payment App
ILP
ILP Connector

How an ILP Connector Works

1

Receives Payment from Sender

The connector takes an incoming payment from one ledger (e.g., a bank account, blockchain wallet, or mobile money).

2

Routes Payment to the Next Ledger

The connector forwards the payment to the next ledger, ensuring atomic (all-or-nothing) settlement.

3

Applies Exchange Rate & Fees

If the payment involves different currencies or asset types, the connector converts the value based on the best available rate.

4

Ensures Atomic Settlement

Uses cryptographic conditions to ensure that the payment only completes if all parties in the transaction chain agree.

Types of ILP Connectors

Public Connector

Open to any user, facilitates general payments across different ledgers.

Private Connector

Used by specific financial institutions or businesses to route their own payments.

Liquidity Provider

Holds liquidity in multiple currencies/assets and offers exchange services.

Crypto-Fiat Bridge

Converts between fiat and cryptocurrencies, enabling seamless movement between banking systems and blockchains.

Telex Connector

Specialized for secure bank-to-bank transfers using Keyed in Telex (KTT) messaging systems.

Integration

Visa & Mastercard ILP Integration

Connect traditional card networks with cryptocurrency through our ILP connectors

What is needed to send ILP to Visa or Mastercard

Visa Direct / Mastercard Send API

Integration with card network APIs for direct fund transfers.

Settlement Processing Rules

Compliance with card network settlement rules and regulations.

ILP Peering with Nodes

Establishing communication with other ILP-enabled financial institutions.

ILP Packet Header Format

Packet Type
Prepare (12), Fulfill (13), Reject (14)
Amount
UInt64 encoded value
Expiry
Timestamp when payment expires
Condition
SHA-256 hash for cryptographic conditions
Data
Additional payment information
FAQ

Frequently Asked Questions

Common questions about our ILP settlement system

Ready to Transform Your Payment System?

Join the future of cross-border payments with our ILP settlement system